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  • Insurances We Offer
    • Personal Insurance
      • Homeowner’s Insurance
        • Quote Request – Personal Homeowner’s Insurance
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        • Quote Request – Personal Life Insurance
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        • Quote Request – Personal Auto Insurance
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        • Quote Request – Personal Health Insurance
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        • Quote Request – Personal Renters Insurance
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Read more about the article Health Insurance

Health Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Personal Insurance

There are essentially two types of health insurance plans: indemnity plans (fee-for services) or managed care plans. The differences include the choice of providers, out-of-pocket costs for covered services and…

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Read more about the article Business Insurance

Business Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Business Insurance and Liability

What Does a Businessowners Policy (BOP) Cover? Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell…

Continue ReadingBusiness Insurance
Read more about the article Renters Insurance

Renters Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Personal Insurance

If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance will only cover the costs of repairing the building. To financially protect yourself…

Continue ReadingRenters Insurance
Read more about the article Worker’s Compensation

Worker’s Compensation

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Business Insurance and Liability

WHAT IS WORKERS COMPENSATION INSURANCE? Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides…

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Read more about the article Life Insurance

Life Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Personal Insurance

There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life,…

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Read more about the article Homeowner’s Insurance

Homeowner’s Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Personal Insurance

What coverage is included in a standard homeowners insurance policy? A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home.…

Continue ReadingHomeowner’s Insurance
Read more about the article Commercial Auto Insurance

Commercial Auto Insurance

  • Post author:Richard Rosenthal
  • Post published:April 21, 2015
  • Post category:Business Insurance and Liability

What Does  Auto Insurance Cover? At Rosenthal Insurance Services we can tailor an auto insurance quote to meet your needs and budget.   Your auto policy may include six coverages.…

Continue ReadingCommercial Auto Insurance
Read more about the article Personal Umbrella

Personal Umbrella

  • Post author:Richard Rosenthal
  • Post published:April 20, 2015
  • Post category:Personal Insurance

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney's fees, up to a…

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Read more about the article Employment Practices Liability

Employment Practices Liability

  • Post author:Richard Rosenthal
  • Post published:April 19, 2015
  • Post category:Business Insurance and Liability

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has…

Continue ReadingEmployment Practices Liability
Read more about the article Annuities

Annuities

  • Post author:Richard Rosenthal
  • Post published:April 19, 2015
  • Post category:Personal Insurance

​​In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term “annuity” relates to a…

Continue ReadingAnnuities
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741 S. Montclair Dr. Round Lake, IL 60073

847-558-2770

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